Terms of Use for This Website

Introduction

Please carefully read and understand the terms of use, privacy policy, and any related clauses, policies, and conditions governing this website. If you have any objections or issues with this website, it is advisable to refrain from using or browsing it. Continuing to use or browse this website or utilizing its services indicates your full agreement to comply with and be bound by the following terms and conditions, as well as our privacy policy and any related

clauses, policies, and conditions.

Definitions

The term “SME Finances,” "us," or "we" refers to the owner of the website with the registered domain www.smefinances.co.za

The term “you” refers to the user, subscriber, viewer, or person browsing our website.

User Agreement

By using this website, you fully agree to comply with and be bound by the following terms and conditions:

1. General Information:

The content on this website is for your general information and use only. It is subject to change without notice.

2. Accuracy Disclaimer:

Neither “SME Finances” nor any third party provides any warranty or guarantee regarding the accuracy, timeliness, performance, completeness, suitability, sustainability, correctness, efficacy, or reliability of the information and materials on this website. We expressly exclude liability for any errors, inaccuracies, mistakes, or faults to the fullest extent permitted by law.

3. User Responsibility:

The usage of any information or material on this website is entirely at the user's own risk. It is the user's sole responsibility to ensure that any products, services, or information available through this website meet their specific requirements.

4. Copyright Notice:

This website contains material owned and/or licensed by us. Reproduction of this material is prohibited without accordance with the copyright notice forming part of these terms and conditions.

5. Trademarks:

All trademarks reproduced on this website, not owned by or licensed to the operator, are acknowledged on this website.

6. Unauthorized Use:

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

7. Links to Other Websites:

Occasionally, this website may contain links to other websites. These links are for your convenience and do not signify an endorsement. We do not guarantee the accuracy, timeliness, performance, completeness, suitability, sustainability, correctness, efficacy, or reliability of any information and materials on linked websites.

8. Governing Law:

The use of this website and any dispute arising out of such usage will be subject to the laws of the Republic of South Africa.

9. Legal Costs:

In case of legal action, the user shall be liable for all untaxed legal costs on the attorney and own client scale within 7 days of its due date.

10. Amendments:

Any amendments to these terms and conditions will be submitted and posted on this page.

11. Contact Us:

If you have any queries regarding the above, please contact us.

Conclusion

By using this site, you consent to our terms and conditions freely and voluntarily, while being in your sound and sober senses, without any duress or undue influence to it, and accept, acknowledge, understand, and are fully acquainted with the meaning and effect of its content. Note that all terms and conditions are non-negotiable and not subject to amendment.